Entries Tagged as 'General'

Seniors Beware – Fraudsters Targeting Seniors

Fraudsters keep coming up with newer, more ingenious ways of parting us from our cash and one very vulnerable portion of the population is that of senior citizens. In recent times there are many frauds particularly aimed at seniors who should be aware of these:

Medicare Scam: This is something like a mobile lab scam – where the fraudsters target the elderly pretending to conduct fake checkups and then charging their Medicare account. Then another modus operandi is offering ‘free’ products door to door and then charging their Medicare account. Then there are those to steal someone’s identification number and use it to conduct tests; such as the woman who was charged for semen analysis and prostate exams!

[Read more →]

Protect Yourself from Credit Card Fraud

I always say, What you save, you earn! And by protecting yourself against fraud and scams you prevent others from taking advantage of you and your earnings. So really safeguarding your earnings and assets against fraudsters is also a kind of saving! Read on to know what you can do to protect yourself against credit card fraud:

Never give anyone your card:  This is stating the obvious but bears repeating. Even if an honest looking well dressed young exec type tells you his company is offering you a new credit card with a higher limit, don’t be tempted. He may even make you fill out a form but do not hand over your current credit card to this personable stranger. Also keep your credit card safe and in a secure place.

[Read more →]

How to Help Yourself Keep Those New Year Resolutions

I am rather proud to announce that the new year resolutions that I made last year (regular readers will recall my post about new year resolutions written about this time a year ago) to save money have been incorporated into my life to a large extent. I do ride my bike a lot, I do for the most part avoid unnecessary spending, and try to enjoy life trying out new things and taking the time to do the stuff that I enjoy. As for the getting organized bit; that is a resolution that I need to work on a bit…

Making New Year resolutions is all very well but what is important is to be able to stick to them. Here are some tips that may help you stick to the ones that you do make:

[Read more →]

Internet Scams You Should be Aware of

There are all these cleverly worded, enticing adverts and other links on the net that lead you to pages that promise you “Easy way to work from home”, to make “hundreds of dollars a day” which you can do “working from home “ or “working Part time” etc. All of this is promised to you for some seemingly nominal sum or by asking you to pay only for shipping and handling. All this sounds too good to be true doesn’t it? Well that’s because it is! It is too good to be true; it is not true.

[Read more →]

Using the Dollar Store: Pros and Cons

It used to be the five and dime stores in the good old days but inflation took care of that and now we just have dollar stores. There are many ways in which you can stretch your monthly/weekly budget further by shopping at dollar stores. It really makes sense because the concept upon which the dollar store is based makes it possible for sellers to actually sell the products to consumers substantially cheaper.

[Read more →]

Is the Recession Over?

I have spoken before about the recession, and how we can try to cope with it, and now articles I have read are telling me that that is so.

This Newsweek article, The Recession is Over, reaches this conclusion based on the fact that the $787 billion American Recovery and Reinvestment Act, holds that a mixture of targeted investments, tax credits, subsidies, reforms, and direct purchases can preserve or create jobs in the short term, improve America’s economic competitiveness in the long term, and catalyze private-sector investment.

[Read more →]

The Most Expensive Paintings Ever

I like doing Most Expensive Ever posts, if not for anything than to remind myself that often people have more money than sense! Recently I came across the picture of the most expensive painting ever and got curious to find out what are the most expensive paintings ever. When we say expensive we mean of course most expensive ever sold because the really classic paintings are all sitting in museums and are never going to be sold (I mean can you imagine the Louvre putting the Mona Lisa under the hammer or the British Art Gallery auctioning off Van Gogh’s Sunflowers?).

Now this is the most expensive painting ever sold. I found that I was completely mystified: I simply could not fathom the allure of the painting. I admit that I don’t think much of abstract art and know even less, but this one continues to confound me: Jackson Pollock’s No. 5, 1948 sold by David Geffen, founder of Geffen Records and co-founder of Dreamworks SKG, to David Martinez, managing partner of Fintech Advisory Ltd, in a private sale for a record inflation-adjusted price of $140 million. I don’t get it; $140 million for something that looks like a bird’s nest to me.

[Read more →]

How to Cope with the Recession

The recession, the global meltdown, the slowdown, and a myriad other terms are being bandied about these days to describe the fact that basically everyone is feeling the pinch in their pocket these days. We are no longer anticipating a recession; it is upon us and no mistake! We all have less money than before to spend, we are doing without some things that we may have taken for granted earlier, we are all taking a sharp look at our expenditure to see what we can cut down on and what we can do without. I thought of some of the ways that one can cope with recession and here are my thoughts:

[Read more →]

Make Money Online Scams

I was thinking about all the many make money online schemes that offer you money for basically doing nothing or for doing some extremely simple and basic jobs. There are so many out there, it is fascinating how fertile and corrupt the human mind can get.

Get Paid to fill surveys, read emails, review sites: The scam works like this: they ask for an initial investment or payment and then repay you only a small part of the money. For example a site offers $15 per website you review. Reportedly it works by asking you to do an initial review of the website then never contacting you again, letting all new members earn them money from mortgage and credit card companies by free initial reviews. They only needed to pay out initially for publicity.

[Read more →]

The Best Recipe Sites

I finished reading my regular blogs and every time I visit stephenfung.net, I end up feeling hungry and longing for some tasty treats, so you can say that it was Stephen Fung that inspired me to do this post.

Ok the reason that I am such a great cook (so I have been told repeatedly; it’s not just my own conceit speaking), is for two reasons: I love good food and I am self taught. If there is a particular dish that I like to eat, I teach myself to cook it. And there is this incredible resource which gives you every recipe you can possibly dream of and that is the World Wide Web. For years now, I have not bought a recipe book; simply because any recipe that I want I can find on the internet free of charge! And the really good thing is that you can browse by cuisine, calorie, snacks, desert, main course or just about any criterion.

[Read more →]